Kosin Makmur is a seasoned financial operations leader and fintech entrepreneur with nearly three decades of cross-border experience. He holds a Bachelor of Commerce degree from the University of Sydney, which grounded him in global business fundamentals and quantitative analysis.

Kosin’s finance career includes tenures at JPMorgan Hong Kong and UBS Singapore, where he specialized in fixed-income operations. In these roles, he oversaw critical operational workflows, risk management processes, and trade settlement in highly regulated markets, building deep expertise in institutional trade infrastructure, regulatory compliance, and back-office excellence.

Recognizing the growing convergence of finance and technology, Kosin founded Bright Fast Technology Ltd in Hong Kong in 2018. Under his leadership, the company has developed bespoke software solutions tailored for demanding business needs, delivering custom system applications, web platforms, and mission-critical system security. His team serves clients across Southeast Asia, including Singapore, Malaysia, Indonesia, Thailand, and China, creating scalable, secure, and efficient technology to power modern enterprises.

In parallel, Kosin also leads a regulated financial services venture that provides B2B foreign-exchange and cross-border payment capabilities. It offers secure client portal, operational safeguards, and compliance-aligned processes consistent with Hong Kong’s regulatory standards. This high-level product suite reflects the same operational discipline, governance mindset, and technology-driven efficiency that characterize all his ventures.

Kosin combines his institutional banking proficiency, regulatory know-how, and fintech innovation to build businesses that bridge traditional finance and modern technology. He is known for his integrity, long-term vision, and capacity to scale high-trust operations in complex, regulated markets.